Biz + Work Visa Indonesia

Follow Along: Templates & Step-by-Step Training

JOB SEARCH (CASHFLOW)

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  1. Ivan Resume
  2. The Goal
  3. The Plan
  4. Where to Find Leads
  5. Lead List Created
  6. Cold Email Messages
  7. DM Messages
  8. VSL Script + Email Script
  9. Google Doc Tracking Sheet

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  • Biz Opportunity
  • Amazing3DTours.com
  • Equipment – To Purchase
  • Matterport Training
  • The Biz Plan
  • The Money Math
  • FB Ads – Swipe File
  • Client Website – Templates
  • How to Create Marketing Video

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  • Tattoo Removal Ad Agency
  • Digital Biz Leads
  • Dental Lead Consulting
  • Chiropractor Ad Agency
  • Pay Per CALL Agency

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  • Directory Style Lead Gen Builds
  • Website in a Day
  • Cold Email Marketing Service

SIDE HUSTLE (Part-Time Jobs)

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  • Definition of Job
  • Opportunity
  • Money Math
  • Example of Work
  • List of Companies
  • Ivan Resume for Job
  • Plan Moving Forward
  • Job Application Tracking

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  • xxx

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  • Cambly.com
  • YouTube Channels
  • Opportunity Money Math
  • ChatGPT Advice
  • Plan Moving Forward (TEFL)
  • Different Platforms
  • Ivan Plan – Video Scripts
  • Conversation Cheat Sheet
  • Filipinos Can Start Earning

REGISTER BIZ + WORK VISA

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  • Process + Costs

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  • Process + Costs

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  • Process + Costs

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  • Process + Costs

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  • Process + Costs

COURSES / TRAINING HERE

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  1. Offer
  2. Competitor Research
  3. Ad Copy
  4. Ad Creatives
  5. Ad Account Structure
  6. How To Set Up New Campaign
    – Create New Campaign
    – Fill out “Campaign Page”
    – Fill out “Ad-Set Page”
    – Fill out “Ad Page”
    – Create Funnel

LEVEL 1 – TRAINING 

Mod 1 – Overview & Landing Page
Mod 2 – Video Page
Mod 3 – Application Page
Mod 4 – Schedule & Thank You Page
Mod 5 – CAM Website
Mod 6 – CAM Email
Mod 7 – Cam Organic Traffic

LEVEL 2 – TRAINING

CAM Coaching Calls
Mod 01 – FB Ads Account Setup
Mod 02 – Facebook Pixels
Mod 03 – Pixel Sniper Method
Mod 04 – FB Ads Introduction
Mod 05 – Facebook Re targeting Ads
Mod 06 – Advanced Auto Emailer
Mod 07 – Facebook Ads Targeting
Mod 08 – Facebook Ads Launching
Mod 10 – Lumpy mail
Mod 11 – Sales Training
Mod 12 – Adding Testimonials

Page 1 – Module 1-4
Webinar + Sales Page
Mod 01 – Overview & Niche Select
Mod 02 – Mock-up Funnels
Mod 03 – Building Your Funnel
Mod 04 – Review Your Funnel

Page 2 – Module 5-7
Mod 05 – Personalized Video
Mod 06 – Your First Client
Mod 07 – FB Ad Account Setup

Page 3 – Module 8-11
Mod 08 – Preparing Client Campaign
Mod 09 – Creating The Video FB Ad
Mod 10 – Pixels Installations
Mod 11 – Terminologies & Structure

Page 4 – Module 12-13 LAUNCHING ADS
Mod 12 – ADS Launching
Mod 13 – Getting Paid

Page 5 – Documents

FAM Documents
Dental Lead Consulting Docs
FB Organic Content Sprint
DINO ClickFunnels Vault

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Mod 0 – The Nutshell
Mod 1 – The Bait
Mod 2 – The Funnel
Mod 3 – The Ad
Mod 4 – The Agency
Mod 5 – Pixel Hero Boss
Mod 6 – Bare Bone Basics
Bonuses
Coaching Calls
Funnel Downloads

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Webinar & Sales Page
Mod 0 – Mindset
Mod 1- Getting Results for Clients
Mod 2- Landing Your First Client
Mod 3- Scaling to Multiple Clients
Mod 4- Managing Your Agency
BONUS Module

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  1. Getting started. Overview & Numbers
  2. Instantly Guide – How To Send 1000 Cold Emails Day With 50%+ Open Rate
  3. Resource List (Downloads)
  4. Domain and Email Setup Introduction
  5. Buying domains
  6. Forward Domain To Main Domain
  7. Setting up Google Workspace
  8. Setting up SPF
  9. Setting up DKIM
  10. Setting up DMARC
  11. Getting & Verifying Leads
  12. Leadhype
  13. LinkedIn Sales Navigator – LeadHype
  14. Apollo.io
  15. Other sources for getting leads
  16. Verifying Leads – BulkEmailChecker
  17. Formatting Lead List
  18. Email Copy & Resources
  19. Email Sequences
  20. First Lines & Personalisation
  21. Cold Email Sequences
  22. Setting Up Instantly & Adding Accounts
  23. Creating A Campaign – Instantly
  24. Optimizing & Scaling
  25. Analyzing Campaigns and Benchmarks’
  26. Scaling Up
  27. The End

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Welcome! (WATCH FIRST)
Pre-Pillars
Pillar 1 – Setting Appointments
Pillar 2 – Closing Appointments
Pillar 3 – Systems & Scaling
Pillar 4 – Client Results
Resources
Bonuses
FAQ Library

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  1. Week 1 – SMMA Launch
  2. Week 2 – Foundation Mastery
  3. Week 3 – Promotion Domination
  4. Week 4 – Sales Authority
  5. Week 5 – Performance10X
  6. Bonus Material – Apply Weekly Q&A Calls Campaign

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  1. YouTube Channel
  2. Vimeo Channel
  3. Closing A Client Live £1,500 Per Month SMMA Sales Call
  4.  The ‘Bait And Switch’ SMMA Outreach Strategy That Booked Me 23 Meetings In 7 Days
  5. The Offer I Used To Close 2 Clients in 1 Hour As An SMMA Rookie (1)

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  1. Setting Up New Campaign

FACEBOOK AD SWIPE-FILES

Dentist Swipe File 

  1. Ivan Dentist Offer (Free)
  2. Ivan Dentist Offer (Paid)
  3. Ivan Dentist Offer (Pro)
  4. Dental Agency Offers (40)
  5. Teeth Cleaning (40)
  6. Teeth Whitening (40)

Million Dollar Agency (Swipe-Files) 

  1. Landscape KR-Reliance
  2. HRT Agency (Hormone Replacement Therapy)
  3. PinPoint Scaling (Medspa)
  4. Car Detailing & Paint Protection Film (PPF)
  5. Solar – NCT Solar
  6. Results Grow.com (Turf Leads)
  7. Roofer Grow.com (AWESOME)
  8. HVAC Grow.com (AWESOME)
  9. Short Form Content (Viral Videos) Real Estate (One Million Media)
  10. Joel Kaplan – Agency Labs – $500K pm
  11. Tyler Narducci – DFY Leads and Sales
  12. Plumbing & HVAC SEO
  13. Dentist – Umbra Media – FB Ads
  14. Permanent Makeup Artists
  15. Contractor.click
  16. Jeff Miller – Agency Scaling Secrets
  17. Boundless Leads (GOOD Acc IS DOWN)
  18. Charlie Morgan
  19. Will Nelson – Online Fitness Coaches

Various Niches

  1. Landing Pages (Marketing Agency)
  2. Real Estate Agents (HD Media House)
  3. Spas + Salons + Beauty Professionals (Spa Strong)
  4. HVAC & Plumbing (Power Selling Pros)
  5. Chiropractors (ChiroQueens)
  6. Real Estate (JungleCat Real Estate)
  7. Website Offer (Lyca Smith)
  8. Solar Leads (Sirius Leads)
  9. Sales Job (Cold to Sold)
  10. Chiropractor (Chiro Leads)
  11. Medspa (RevSpark Media)
  12. Virtual Frontdesk for Medspa (Dedicated Office)
  13. Land Cleaners & Excavation Contractors (Land Clearing Insights)
  14. Kitchen Remodeling (Scale My Kitchen Remodeling)
  15. Cold Prospecting To Fill Pipeline Offer (Sopro)
  16. Gyms Free Trial Offer (Riley Stewart)
  17. Water Damage Restoration Webinar (Jamie Randall)

Business Registration + Work Visa Indonesia (Bali)

INDEX

  1. Summary of Business Structure
  2. Taxes
  3. Work Visa
  4. Cost Breakdown – Plus Ongoing Monthly Costs
  5. Firms That Can Help Register Biz + Visa
  6. Email – To Get Quotations
  7. How To Process Subscription Payments

SUMMARY OF BUSINESS STRUCTURE

Summary: Setting Up & Operating a Business in Indonesia as a Foreigner

 

Option 1: PT PMA (Foreign-Owned Company) ✅ (Recommended)

  • Setup Cost: ~$3,000–6,000 (lawyer/agent fees).

  • Capital Requirement: Law says you must plan to invest IDR 10 billion (~$650,000). But in practice, you don’t deposit this upfront — you just file it as your business plan. As long as you show growth over time, you’re fine.

  • Ownership: 100% foreign-owned (you control the company, bank accounts, and operations).

  • Bank Account: Can open a corporate account in Indonesia and invoice locals properly.

  • Taxes:

    • 22% corporate tax on net profits (after deductions).

    • Small company incentive: If turnover < IDR 50 billion ($3.2M), you qualify for a 50% tax discount on the first IDR 4.8 billion ($300k) taxable profit.

  • Work Visa (KITAS): Sponsored by your PMA. ~$1,500–2,500 per year, renewable. Lets you live + work legally.

  • Staff: Local employees need only standard contracts + BPJS (social security/health). No visas needed.

  • Best For: Full control, long-term scaling, staying 100% legal.

  • Risk: Only risk is if authorities push you on the $650k — but as long as you show real growth (e.g., $4k → $8k → $16k per month, then expand city by city), you’re safe.

Option 2: Local-Owned Company (Nominee Structure) ⚠️

  • Setup Cost: ~$1,500–3,000.

  • Ownership: Company legally belongs to an Indonesian (or a nominee firm). Contracts can be drafted to give you control, but it’s always risky — if the relationship sours, they can technically take everything.

  • Bank Account: Held in the company’s name. Depending on setup, you may or may not have full access.

  • Ongoing Fees: Nominee/firm usually charges $500–1,000/month to “front” as the owner. Adds up quickly.

  • Best For: Cheaper upfront, but much costlier long-term.

  • Risk: Loss of control, high monthly costs, dependent on trust.

Option 3: “Freelance” Route (Tourist Visa + Foreign Company) 🚫

  • How It Works: Stay on tourist/social visa, use an offshore company (e.g., in Malaysia, Labuan) to invoice clients, then hire locals as contractors.

  • Cheapest Setup: No Indonesian company.

  • Risks:

    • Illegal Work: If immigration sees you working or managing staff, you can be deported or fined.

    • Invoices: Locals may not accept foreign invoices. Harder to get paid in IDR.

    • Banking: Cannot legally open an Indonesian corporate bank account.

  • Best For: Side hustles, testing the market short-term.

  • Not Recommended if you plan to grow and run teams.

Our Decision (Based on Discussion)

  • Option 2 looked cheaper, but the monthly nominee fees ($500–1,000) make it expensive over time, and it puts control in someone else’s hands. Too risky.

  • Option 3 is risky and exposes you to deportation. Doesn’t work if you want to invoice locals and scale.

  • Option 1 (PT PMA) is the best path → higher setup cost upfront (~$3k), but gives you 100% control, proper invoices, local banking, legal residency, and full credibility with clients.

Growth Plan to Justify Capital Requirement:

  • Start: $4,000/month turnover.

  • Year 1: Grow to $8,000 → $12,000/month.

  • Year 2: $15,000–20,000/month in one city.

  • Year 3+: Expand to multiple cities → eventually surpass $650k cumulative turnover.

  • This progressive scaling keeps you in line with the government’s “investment plan” expectations.

Taxes Recap

  • Standard rate: 22% on net profit.

  • Deductions allowed (expenses, salaries, rent, etc.).

  • Small business relief: 50% reduction on tax for profits under ~$300k.

  • So in your first couple of years (under $100k turnover), effective tax will be low.

Visas Recap

  • You (Director): KITAS via PMA → ~$2k/year. Legal to live/work.

  • Your Local Team: No visa needed. Just contracts + BPJS.

✅ Bottom Line:
Set up a PT PMA (~$3k) → pay 22% tax on net profit → sponsor yourself with a KITAS (~$2k/year) → hire locals legally.
You’ll be fully compliant, have control of your company, and can scale city by city while keeping authorities satisfied with your growth story toward $650k.

Back to Index

TAXES

📊 Taxes for a PT PMA in Indonesia

1. Corporate Tax Basics

  • Standard corporate income tax = 22% of net profit (not turnover).

  • “Net profit” = turnover – business expenses (salaries, rent, utilities, equipment, etc.).

  • SME Incentive (UMKM):

    • If annual turnover ≤ IDR 4.8 billion (~$300,000) → you can use the Final Tax of 0.5% on turnover for up to 3 years.

    • After 3 years, you move to the standard 22% corporate tax.

👉 This means in your early years (when revenue is small), you pay a very low tax.

2. Example: $8,000 Turnover per Month

  • $8,000/month = $96,000/year (~IDR 1.5 billion).

  • Since turnover < $300k, you qualify for the 0.5% Final Tax for the first 3 years.

Tax Calculation:

  • 0.5% × $96,000 = $480 tax for the whole year (about $40/month).

  • No need to declare expenses/deductions during this period — it’s a flat rate.

3. Scaling Up Example

  • Say by Year 3, you’re making $20,000/month = $240,000/year (~IDR 3.7 billion).

  • Still under $300k → still flat 0.5%.

  • 0.5% × $240,000 = $1,200/year tax.

4. After Year 3 (Switch to 22% Corporate Tax)

Once you cross the 3-year incentive window, you go into standard corporate taxation.

Let’s say by Year 4 you’re doing $30,000/month = $360,000/year.

Now:

  • Taxable base = profit after expenses.

  • Example: turnover $360k – expenses $200k (staff, rent, etc.) = $160k profit.

  • 22% × $160k = $35,200 tax.

5. Takeaways

  • Years 1–3: Dirt cheap taxes (0.5% on turnover). Example: $96k turnover = only $480 tax.

  • Year 4 onwards: Normal corporate rate (22% on net profit).

  • The incentive period gives you breathing room to reinvest in growth before paying higher taxes.

✅ Bottom Line:

  • For the first 3 years, your tax bill will be tiny (hundreds of dollars per year).

  • By the time you graduate to the 22% rate, you’ll be scaling into higher turnover anyway, so the company can comfortably cover it.

Filing & Accountant Considerations

  • Filing Frequency:

    • Corporate Tax Returns: Filed annually.

    • VAT (if registered): Filed monthly (but you only need VAT registration if annual turnover exceeds IDR 4.8B ≈ $320,000). At your early stages, you won’t trigger VAT obligations.

    • Withholding & Payroll Taxes: If you hire staff, filings are monthly.

  • Do You Need an Accountant Monthly?

    • Not mandatory at very small scale, but highly recommended to avoid mistakes.

    • Accountants in Indonesia for SMEs cost $100–$150/month for basic bookkeeping, tax prep, and filings.

    • Budgeting $100/month is wise—it ensures you’re always compliant, no headaches, no last-minute surprises.

Back to Index

WORK VISA

Work Visa in Indonesia (KITAS – Limited Stay Permit)

1. What It Is

  • The KITAS (Kartu Izin Tinggal Terbatas) is Indonesia’s limited stay permit.

  • It allows foreigners to live and work legally in Indonesia, usually tied to a company sponsor.

  • Duration: generally issued for 6 months or 12 months, renewable.

2. Sponsorship

  • You cannot sponsor yourself as an individual.

  • You need either:

    1. A local company (PT Local) to sponsor you.

    2. Your own foreign-owned company (PT PMA) to act as the sponsor (the cleanest and most scalable option).

  • Once your PT PMA is set up, it can sponsor you as a Director/Shareholder/Employee.

3. Costs & Validity

  • Government fees + agent service fees usually total:

    • $1,500–$2,000 for a 12-month KITAS (first application).

    • Renewal costs are slightly less, ~$1,200–$1,500 per year.

  • You get a Multiple Re-Entry Permit (MERP) with it, so you can freely leave and re-enter Indonesia during validity.

4. Requirements

  • Your sponsoring company provides documents (deed of establishment, business license, tax number, etc.).

  • You need to submit:

    • Passport valid at least 18 months.

    • Education certificate (sometimes required depending on job position).

    • CV and recent photo.

  • For a Director/Shareholder role, the process is easier since you’re investing, not just seeking employment.

5. Process & Timeline

  • Step 1: Company applies for IMTA (work permit approval).

  • Step 2: Issue of “e-Visa” in your home country (or nearest Indonesian embassy).

  • Step 3: On arrival in Indonesia, conversion to KITAS.

  • Total Timeline: Around 6–8 weeks from application to approval.

6. Obligations & Compliance

  • As a KITAS holder, you’re subject to Indonesian personal income tax on worldwide income if you stay more than 183 days in a 12-month period.

  • Rate: progressive from 5% up to 35%, but your actual taxable income depends on how you structure salary/dividends.

  • You must report annual income taxes as an individual.

  • Many foreigners take a small official salary (to comply with KITAS requirements) and then receive additional income via dividends or offshore structures.

7. Advantages of a Work KITAS

  • You’re 100% legal to operate and manage your business in Indonesia.

  • You can open local bank accounts in your name.

  • You can lease property, utilities, vehicles under your legal stay permit.

  • No stress with immigration if checked.

8. Alternative to Work KITAS: Investor KITAS

  • If you register a PT PMA and hold shares as an investor, you may qualify for an Investor KITAS.

  • Cheaper than a Work KITAS because you don’t need the separate work permit (IMTA).

  • Costs ~$1,000–$1,500/year.

  • Valid for 1 or 2 years, renewable.

  • Requirement: must show minimum investment (usually stated in PT PMA structure).

✅ Summary Recommendation for You
Since you’re planning to establish a PT PMA anyway, the Investor KITAS is usually the best choice:

  • Lower cost than Work KITAS.

  • Still allows you to live, manage, and operate your business legally.

  • Renewable annually.

  • Sponsored by your own company.

Good question, Ivan — this is where a lot of people get confused with the Investor KITAS. Let’s clear it up:

Does Investor KITAS Require a Lump Sum Deposit?

  • No, you do NOT need to park the full $650,000 (IDR 10 billion) in a bank account to qualify for an Investor KITAS.

  • The $650k figure is the formal “investment plan” requirement for a PT PMA company over its lifetime (basically the government’s way of saying: “this is a serious company, not a side hustle”).

  • When applying for an Investor KITAS, the immigration office looks at your company’s legal paperwork:

    • Deed of establishment.

    • Business license (NIB/OSS registration).

    • Ministry approval showing the company has been set up as a PT PMA.

  • They want proof that you are a registered shareholder in that PT PMA.

The Practical Reality

  • When you set up your PT PMA, you declare the intended capital (authorized capital), but you don’t have to show all that cash sitting in an account upfront.

  • In practice, firms help foreigners set this up with paperwork — the government understands you’re starting small and will grow into the investment over time.

  • As long as your company exists legally and your name is in the shareholder structure, you can get the Investor KITAS.

Where You Might Need to Show Money

  • Sometimes, for formality, they may ask to see a small paid-up capital injection (e.g., $10,000–$25,000 in the company account).

  • But this is nowhere near the $650k requirement — it’s just to demonstrate seriousness.

  • Many agents “package” this so you don’t even need to deposit large sums; they file the paperwork correctly to satisfy the requirement.

Bottom Line

  • Investor KITAS does not require a lump sum in your account.

  • Just having the company registered and showing you’re a shareholder is enough.

  • That’s why most foreigners who own their own PT PMA go for the Investor KITAS instead of the Work KITAS — it’s cheaper, cleaner, and doesn’t force you into paying a big salary or IMTA fees.

👉 If you don’t want to commit capital right away, go Investor KITAS.
👉 If for some reason immigration pushes back (rare, unless paperwork is sloppy), fallback is Work KITAS.

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COST BREAKDOWN – PLUS ONGOING MONTHLY COSTS

Perfect, Ivan — let’s pull it all together into a clean cost breakdown so you can see upfront and ongoing numbers. I’ll keep it broad strokes, cost-effective scenario (cheap but reputable firm).

1. One-Time Startup Costs

  • PT PMA Company Registration (big company option)
    → $3,000 – $4,000 (legal fees, licenses, notary, OSS system, government fees).
    You own 100%, bank account in your name, no local nominee risk.

  • Investor KITAS (12-month, renewable)
    → $1,500 – $2,000 (application, approval, multiple-entry permit, agent fees).
    Cheaper than a Work KITAS, no IMTA fees, easier renewals.

✅ Total Startup (Year 1 setup): about $4,500 – $6,000.

2. Annual & Renewal Costs

  • Investor KITAS Renewal (yearly)
    → $1,500 – $2,000 / year.

  • Company Maintenance Fees (business license renewal, reporting, misc. compliance)
    → $300 – $500 / year.

3. Monthly / Ongoing Costs

  • Accounting & Tax Filing
    → $100 – $150 / month (basic bookkeeping + monthly filings).
    This keeps you 100% compliant, avoids nasty surprises.

  • Corporate Income Tax

    • First 3 years (turnover under IDR 4.8 billion / ~$300k): 0.5% of turnover.
      Example: $8,000 revenue in a month = $40 tax.

    • After 3 years or if turnover passes ~$300k: normal 22% corporate tax on profit (after deductions).

  • Other Operating Costs
    (local staff, rent, utilities, internet, marketing — up to you, but not mandatory to maintain the company itself).

4. Cash Flow Planning

  • Bare Minimum Monthly Budget (compliance only):
    → About $150 – $200 / month (accounting + small taxes).

  • Annual Obligations:
    → ~$2,000 (Investor KITAS renewal).
    → ~$300 – $500 (company maintenance).

✅ So once you’ve set up, your “carry cost” to stay fully legal is only ~$3,000 per year + $150–200/month.

Bottom Line

  • Year 1 Setup (all-in): ~$5,000 (company + Investor KITAS).

  • Yearly After That: ~$3,000 (KITAS renewal + company compliance).

  • Monthly Running Costs: ~$150–200 (accounting + filings, plus tiny turnover tax).

👉 This gives you full control, proper invoices, legal banking, and a sponsored visa without being hostage to a local partner.

Back to Index

FIRMS THAT CAN HELP REGISTER BIZ + VISA

Nice — I pulled together five cost-effective, reputable providers that commonly help foreigners set up a PT PMA, open bank accounts, and arrange Investor/Work KITAS. I quoted the package/pricing that’s available on their sites (or a realistic note when they don’t publish fixed prices). I focused on firms known for value-for-money (not the expensive boutique law firms). Sources are cited so you can click through and verify.

Five cost-effective company-formation & immigration providers (Indonesia)

1) Emerhub (Indonesia) — budget / transparent pricing

  • What they do: Incorporation (PT/Representative Office), bank account assistance, immigration (KITAS/Kitas renewal), basic compliance packages.

  • Pricing (published): three packages shown on their pricing page: “Simply register” US$1,700, “Incorporation + Basic compliance” US$2,249, and “Incorporation + Full compliance” US$4,229 / year. These are designed for small-medium setups and include varying levels of post-incorporation services. Emerhub

  • Why consider: Very clear, competitive published pricing — good for a lean founder who wants predictable fees.

2) Cekindo — one-stop market entry (widely used)

  • What they do: Full PT PMA registration, OSS/NIB assistance, immigration/KITAS services, virtual office. They run special bundled packages (company registration + investor KITAS + office) though pricing is typically given per-case. InCorp Indonesia+1

  • Pricing note: Cekindo publishes many package bundles (and often runs discounts). They typically quote mid-range fees (you’ll need to request a quote), but they’re known for good delivery and solid reviews. See their PT PMA and package pages and request the “Company Registration + Investor KITAS” bundle. InCorp Indonesia

3) 3E Accounting (3E Group) — local accounting + incorporation specialist

  • What they do: Company incorporation, corporate secretarial, accounting/bookkeeping, payroll, and immigration support through local networks. Good for ongoing compliance. 3E Accounting Firm Indonesia+1

  • Pricing note: They advertise “affordable” incorporation & serviced-office arrangements; serviced address fees are shown on site (example ranges IDR 7M–11M/yr for serviced office). For full incorporation + accounting you’ll need to request a tailored quote, but 3E is positioned as cost-conscious and experienced. 3E Accounting Firm Indonesia+1

4) Tetra Consultants — cost-focused incorporation specialists (regional)

  • What they do: Incorporation packages for Indonesia (PT/Representative Office), resident director services, and compliance support. They publish guides and low-friction incorporation assistance for startups. Tetra Consultants+1

  • Pricing note: Tetra tends to give custom quotes depending on the service bundle. They are known for low-friction, lean packages for entrepreneurs expanding into SE Asia — ask them for their “basic PT PMA” package quote.

5) GSL / Global Services (example costed provider) — explicit cost examples on site

  • What they do: Full PT PMA incorporation + administration, licensing, and bank account assistance.

  • Published example fees: Their example table shows total incorporation (low-risk) ~ US$4,800, virtual office from US$2,750/year, and assistance with corporate bank account opening US$2,500 (these are example numbers from their offer page — useful for budgeting). GSL Law & Consulting

Quick comparison & recommendation

  • Lowest published sticker prices: Emerhub (clear published packages starting US$1,700). Emerhub

  • Best value + local accounting tie-in: 3E Accounting — good if you want strong bookkeeping + ongoing compliance. 3E Accounting Firm Indonesia

  • Full service & widely used: Cekindo — excellent for bundled immigration + company packages; request their PT PMA + Investor KITAS combo. InCorp Indonesia+1

  • Transparent example costs: GSL gives example line-items you can use to budget (incorporation, bank assistance, virtual office). GSL Law & Consulting

How to proceed (practical, fast)

  1. Contact 3 providers (Emerhub, Cekindo, 3E) and ask specifically for a quote for: PT PMA setup + Investor KITAS (12mo) + bank account assistance + basic bookkeeping (monthly).

  2. Ask each provider to include timelines and what’s not included (VAT registration, paid-in capital expectations, bank intro fees).

  3. Compare total Year-1 cost (incorp + KITAS + accounting) and turnaround time.

  4. If you like, I can draft a short email / message you can paste and send to each provider (I can include the exact checklist of documents to speed quoting).

Sources / where I pulled prices and package info

Back to Index

EMAIL – TO GET QUOTATIONS

Here’s a clean, professional draft email you can send to multiple firms — it’s polite but very clear about what you want quoted.

Subject: Request for Quotation – PT PMA Setup + Investor KITAS + Bank Account + Accounting

Dear [Firm Name / Contact],

My name is Ivan, and I am a foreign entrepreneur planning to set up a small but scalable service-based business in Indonesia. I am seeking a cost-effective and reliable partner to assist with the following:

  1. Company Incorporation – PT PMA setup, including all required licenses/registrations.

  2. Investor KITAS – 12-month stay/work permit sponsored by my new company.

  3. Corporate Bank Account – Assistance with opening a company bank account in Indonesia.

  4. Accounting & Tax Compliance – Ongoing monthly bookkeeping, tax filings, and annual returns.

To help me make an informed decision, could you please provide a written quotation that includes:

  • One-time setup costs (incorporation, licenses, KITAS, bank account assistance).

  • Ongoing monthly/annual costs (accounting, compliance, visa renewals, etc.).

  • Timelines for each stage (company registration, KITAS approval, bank account opening).

  • Any additional requirements (minimum capital injection, documents I must prepare, etc.).

I am looking for a transparent, cost-effective solution, with clear breakdowns of both setup and recurring costs.

Thank you for your assistance. I look forward to your reply and quotation.

Best regards,
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HOW TO PROCESS SUBSCRIPTION PAYMENTS

Certainly! To collect subscription payments in Indonesia, several trusted and widely used payment processors cater to local businesses. Here’s an overview of the top options:

🇮🇩 Top Payment Processors for Subscription Payments in Indonesia

1. Xendit

  • Overview: A leading Southeast Asian payment gateway offering a comprehensive suite of services.

  • Features: Supports recurring billing via credit cards, e-wallets, and direct debit.

  • Trust Factor: Widely adopted by startups and SMEs across Indonesia.

  • Website: xendit.co Xendit

2. Midtrans

  • Overview: A prominent payment gateway in Indonesia, acquired by GoTo Group.

  • Features: Provides subscription billing solutions with integration options for various platforms.

  • Trust Factor: Trusted by major e-commerce platforms and businesses in Indonesia.

  • Website: midtrans.com Wikipedia

3. DOKU

  • Overview: Indonesia’s first payments technology company, offering a smooth way for merchants to accept online payments.

  • Features: Supports recurring billing with over 20 payment methods.

  • Trust Factor: Known for robust fraud management and a decade-long presence in the market.

  • Website: doku.com inai.io+2Wikipedia+2

4. OVO

  • Overview: A digital payment service based in Jakarta, Indonesia.

  • Features: Offers digital wallet services with capabilities for recurring payments.

  • Trust Factor: Widely used across Indonesia, especially in urban areas.

  • Website: ovo.id Wikipedia+3Wikipedia+3Wikipedia+3

5. GoPay

  • Overview: A digital wallet service integrated into the GoTo ecosystem.

  • Features: Facilitates recurring payments and is accepted by numerous merchants.

  • Trust Factor: Extensively used for both online and offline transactions.

  • Website: gopay.co.id Wikipedia

Recommendation: For a seamless and widely accepted solution, Xendit and Midtrans are excellent choices, offering robust subscription billing features and extensive local support. If you’re looking to leverage local e-wallets, OVO and GoPay are highly popular among Indonesian consumers.

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